<?php

return array (
  'name' => '筷子代驾',
  'beian' => '',
  'cdnurl' => '',
  'version' => '1.0.1',
  'timezone' => 'Asia/Shanghai',
  'forbiddenip' => '',
  'languages' => 
  array (
    'backend' => 'zh-cn',
    'frontend' => 'zh-cn',
  ),
  'fixedpage' => 'dashboard',
  'categorytype' => 
  array (
    'default' => '默认',
    'page' => '单页',
    'article' => '文章',
    'test' => 'Test',
  ),
  'configgroup' => 
  array (
    'basic' => '基础配置',
    'email' => '邮件配置',
    'dictionary' => '字典配置',
    'user' => '用户端配置',
    'driver' => '司机端配置',
    'user_settings' => '用户端系统设置',
    'driver_settings' => '司机端系统设置',
  ),
  'mail_type' => '1',
  'mail_smtp_host' => 'smtp.qq.com',
  'mail_smtp_port' => '465',
  'mail_smtp_user' => '',
  'mail_smtp_pass' => '',
  'mail_verify_type' => '2',
  'mail_from' => '',
  'attachmentcategory' => 
  array (
    'category1' => '分类一',
    'category2' => '分类二',
    'custom' => '自定义',
  ),
  'around_distance' => '10',
  'order_receive_money' => '20',
  'order_cancel_time' => '10',
  'recharge_money_list' => 
  array (
    20 => '20',
    50 => '50',
    100 => '100',
    200 => '200',
  ),
  'is_recharge' => '1',
  'recharge_money' => '1',
  'withdrawal_money' => '1',
  'withdrawal_money_audit' => '500',
  'leave_type_list' => 
  array (
    1 => '事假',
    2 => '病假',
    3 => '婚假',
    4 => '产假',
  ),
  'invite_money' => '2.5',
  'is_pay' => '0',
  'is_third' => '0',
  'drivier_about' => '<p style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;text-wrap:wrap;background-color:#FFFFFF;text-align:center;line-height:1.6;"><span style="font-size:14px;">&nbsp;</span><span style="font-size:24px;">关于我们</span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">一、保险保障范围</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">被保险人的代驾司机在为被保险人的客户提供机动车代驾服务过程中发生意外事故，致使第三者遭受人身伤亡或财产重接损失，依法应由被保险人承担的经济赔偿责任</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">代驾司机除外</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">二、保险赔偿范围</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">全年累计限额&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">500</span><span style="box-sizing:border-box;font-family:宋体;">万，每次理赔上限额度</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">车损</span><span style="box-sizing:border-box;font-family:Calibri;">20</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">+</span><span style="box-sizing:border-box;font-family:宋体;">伤残</span><span style="box-sizing:border-box;font-family:Calibri;">10</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，</span><span style="box-sizing:border-box;font-family:Calibri;">4</span><span style="box-sizing:border-box;font-family:宋体;">万医疗</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">非医保用药不理陪</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;font-family:宋体;">基础绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;font-family:宋体;">绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">1000</span><span style="box-sizing:border-box;font-family:宋体;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">10%;</span><span style="box-sizing:border-box;font-family:宋体;">以高者为准。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;font-family:宋体;">每年被保险人每名代驾司机累积索赔上限</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;font-family:宋体;">次，达到次数该司机不再予以承保。每次发生事故后，停单</span><span style="box-sizing:border-box;font-family:Calibri;">15</span><span style="box-sizing:border-box;font-family:宋体;">天。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4&nbsp;</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆市场价值超过</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;font-family:宋体;">万以上，每次事故财产损失的赔偿，绝对党赔额</span><span style="box-sizing:border-box;font-family:Calibri;">5000</span><span style="box-sizing:border-box;font-family:宋体;">元或实际损失的</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;font-family:宋体;">，以高者为准</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span><span style="box-sizing:border-box;font-family:宋体;">、事故的医疗和伤残指针对委托人或事故的第三者，不含长途顺路棕客的乘客。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">三、存在下列情形的，不予承保</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">事故发生后需半小时内向&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">95511</span><span style="box-sizing:border-box;font-family:宋体;">报案，且报案时需要保持订单在接单状态，如事故发生后超过半小时报案或者报案时订单已结束以及发生事故补订单，本保单不承担保险责任</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">停单期间代驾员不得在系统中产生新的订单，如有新订单产生不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾服务具体保险期间</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;font-family:宋体;">以单次订单开始服务时间为起保时间，订单结束服务时间为终保时间。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">不承担代驾车辆上的任何财产损失。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾员提供代驾服务前饮酒，吸食或注射毒品、服用国家管制的精神药品或麻醉药品等违法行为，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">6</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾软件系统资料中代驾员无有效驾驶证，或者驾驶证被依法扣留、暂扣、吊销、注销，过期</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">等</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">不予承保。间提供代驾服务不予承保。无法提供完整理赔资料，不予理赔。</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">7</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">意外事故发生后，代驾员在来依法采取措施的情况下驾驶代驾车辆或者通弃代驾车辆选离事故现场，或故意破坏、伪造现场，般灭证据等违法行为不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">8</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆车上人员或第三者因疾病、分娩、自残、斗殴、自杀造成的自身伤亡，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">9</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆发生火灾、爆炸、自燃，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">10</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆自然磨损、朽蚀、腐蚀、软障本身质量缺陷，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">11</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆因市场价格变动造成的贬值，修理后因价值降低而引起的减惶损失，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">12</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆发生保险责任范围内的意外事故，未经修理并检验合格继续使用，欧使损失扩大的部分，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">13</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">车轮</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">包括轮胎、轮毂</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">损坏、加装设备及配件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">含车衣车膜</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">、玻璃损坏不予理赔，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">14</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">车辆涉水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">发动机进水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">15</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">精神损害，医疗费用中的误工费、营养费、住院补贴不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">16</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">停车费、拖车费、误工费、保管费、扣车费、罚款罚金或惩罚性赔款，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">17</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">定损修理单位需要在指定的单位，未经同意，私自指定汽修厂维修，不予以理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">18</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾系统里面的开单信息与结束信息一致。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">19</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">事故超过一个自然月不维修或提交资料的，不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">0</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆未投保机动车交通事故责任强制保险或机动车交通事故责任强制保险已经失效的</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">代</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">驾车辆应取得行驶证，且在年检有效期内，代驾司机驾驶非法改装车辆出险的意外事故不予赔偿</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">四、出除注意事项</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">注意出险后，拨打</span><span style="box-sizing:border-box;font-family:Calibri;">95511&nbsp;</span><span style="box-sizing:border-box;font-family:宋体;">报案，告知保单号码，客服会安排当地查勘人员对接。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;font-family:宋体;">双方事故以及单方事故损失金额超过</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;font-family:宋体;">万的案件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">为了规避销保风险</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，需要提供交警部门事故证明，否则不予以理陪。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;font-family:宋体;">若发生严重事故，建议拨打代驾车辆的保险公司电话，出车主交强险与商业保险。车主此保险次年保险递增费用由代驾保险承担，如客户无商业保险，代驾车辆的交强险赔付金额不足时使用代驾保险。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4.</span><span style="box-sizing:border-box;font-family:宋体;">代驾险区别与车险。大部分保险专员没有按触过代驾险，在操作中经常当成车险处理，当地保险专员只是协助定损。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">五</span><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">补充</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">1.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">被保险人如发生骗取代驾保险、骗保未遂或其他违法犯罪行为，投保人有权单方面终止合同，被保险人须同时赔付投保人人民币十万元。且投保人和保险公司有权保留对于被保险人涉嫌诈骗罪进行报案处理的权利。</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">2.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">为控制出险率被保险人当月陪付率高于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;font-family:宋体;">，次月保费上调</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;font-family:宋体;">。什么时候陪付低于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;font-family:宋体;">恢复原价。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">3.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">针对被保险人及所属代驾司机的投诉行为</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">不是保险公司原因</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，投诉到监管部门，绝对免赔调整到绝对免陪额</span><span style="box-sizing:border-box;font-family:Calibri;">2000</span><span style="box-sizing:border-box;font-family:宋体;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">20%;</span><span style="box-sizing:border-box;font-family:宋体;">以高者为准。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:Calibri;font-size:10.5pt;">&nbsp;</span></p>',
  'drivier_agreement' => '<p style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;text-align:center;line-height:1.6;"><span style="font-size:24px;">服务人员合作协议</span><span style="box-sizing:border-box;font-size:24px;"></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">一、保险保障范围</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">被保险人的代驾司机在为被保险人的客户提供机动车代驾服务过程中发生意外事故，致使第三者遭受人身伤亡或财产重接损失，依法应由被保险人承担的经济赔偿责任</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">代驾司机除外</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">二、保险赔偿范围</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">全年累计限额&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">500</span><span style="box-sizing:border-box;">万，每次理赔上限额度</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">车损</span><span style="box-sizing:border-box;font-family:Calibri;">20</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">+</span><span style="box-sizing:border-box;">伤残</span><span style="box-sizing:border-box;font-family:Calibri;">10</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，</span><span style="box-sizing:border-box;font-family:Calibri;">4</span><span style="box-sizing:border-box;">万医疗</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">非医保用药不理陪</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">基础绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">1000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">10%;</span><span style="box-sizing:border-box;">以高者为准。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">每年被保险人每名代驾司机累积索赔上限</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">次，达到次数该司机不再予以承保。每次发生事故后，停单</span><span style="box-sizing:border-box;font-family:Calibri;">15</span><span style="box-sizing:border-box;">天。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4&nbsp;</span><span style="box-sizing:border-box;">代驾车辆市场价值超过</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万以上，每次事故财产损失的赔偿，绝对党赔额</span><span style="box-sizing:border-box;font-family:Calibri;">5000</span><span style="box-sizing:border-box;">元或实际损失的</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">，以高者为准</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span><span style="box-sizing:border-box;">、事故的医疗和伤残指针对委托人或事故的第三者，不含长途顺路棕客的乘客。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">三、存在下列情形的，不予承保</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">事故发生后需半小时内向&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">95511</span><span style="box-sizing:border-box;">报案，且报案时需要保持订单在接单状态，如事故发生后超过半小时报案或者报案时订单已结束以及发生事故补订单，本保单不承担保险责任</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停单期间代驾员不得在系统中产生新的订单，如有新订单产生不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾服务具体保险期间</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">以单次订单开始服务时间为起保时间，订单结束服务时间为终保时间。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">不承担代驾车辆上的任何财产损失。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾员提供代驾服务前饮酒，吸食或注射毒品、服用国家管制的精神药品或麻醉药品等违法行为，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">6</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾软件系统资料中代驾员无有效驾驶证，或者驾驶证被依法扣留、暂扣、吊销、注销，过期</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">等</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">不予承保。间提供代驾服务不予承保。无法提供完整理赔资料，不予理赔。</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">7</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">意外事故发生后，代驾员在来依法采取措施的情况下驾驶代驾车辆或者通弃代驾车辆选离事故现场，或故意破坏、伪造现场，般灭证据等违法行为不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">8</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆车上人员或第三者因疾病、分娩、自残、斗殴、自杀造成的自身伤亡，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">9</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生火灾、爆炸、自燃，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">10</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆自然磨损、朽蚀、腐蚀、软障本身质量缺陷，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">11</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆因市场价格变动造成的贬值，修理后因价值降低而引起的减惶损失，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">12</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生保险责任范围内的意外事故，未经修理并检验合格继续使用，欧使损失扩大的部分，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">13</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车轮</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">包括轮胎、轮毂</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">损坏、加装设备及配件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">含车衣车膜</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">、玻璃损坏不予理赔，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">14</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车辆涉水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">发动机进水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">15</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">精神损害，医疗费用中的误工费、营养费、住院补贴不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">16</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停车费、拖车费、误工费、保管费、扣车费、罚款罚金或惩罚性赔款，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">17</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">定损修理单位需要在指定的单位，未经同意，私自指定汽修厂维修，不予以理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">18</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾系统里面的开单信息与结束信息一致。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">19</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">事故超过一个自然月不维修或提交资料的，不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">0</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆未投保机动车交通事故责任强制保险或机动车交通事故责任强制保险已经失效的</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">代</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">驾车辆应取得行驶证，且在年检有效期内，代驾司机驾驶非法改装车辆出险的意外事故不予赔偿</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">四、出除注意事项</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">注意出险后，拨打</span><span style="box-sizing:border-box;font-family:Calibri;">95511&nbsp;</span><span style="box-sizing:border-box;">报案，告知保单号码，客服会安排当地查勘人员对接。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">双方事故以及单方事故损失金额超过</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">万的案件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">为了规避销保风险</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，需要提供交警部门事故证明，否则不予以理陪。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">若发生严重事故，建议拨打代驾车辆的保险公司电话，出车主交强险与商业保险。车主此保险次年保险递增费用由代驾保险承担，如客户无商业保险，代驾车辆的交强险赔付金额不足时使用代驾保险。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4.</span><span style="box-sizing:border-box;">代驾险区别与车险。大部分保险专员没有按触过代驾险，在操作中经常当成车险处理，当地保险专员只是协助定损。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">五</span><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">补充</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">1.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">被保险人如发生骗取代驾保险、骗保未遂或其他违法犯罪行为，投保人有权单方面终止合同，被保险人须同时赔付投保人人民币十万元。且投保人和保险公司有权保留对于被保险人涉嫌诈骗罪进行报案处理的权利。</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">2.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">为控制出险率被保险人当月陪付率高于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">，次月保费上调</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">。什么时候陪付低于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">恢复原价。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">3.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">针对被保险人及所属代驾司机的投诉行为</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">不是保险公司原因</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，投诉到监管部门，绝对免赔调整到绝对免陪额</span><span style="box-sizing:border-box;font-family:Calibri;">2000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">20%;</span><span style="box-sizing:border-box;">以高者为准。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:Calibri;font-size:10.5pt;">&nbsp;</span></p>',
  'drivier_agreement_insure' => '<p style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;text-align:center;line-height:1.6;">&nbsp;<span style="box-sizing:border-box;font-size:24px;">保险须知</span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">一、保险保障范围</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">被保险人的代驾司机在为被保险人的客户提供机动车代驾服务过程中发生意外事故，致使第三者遭受人身伤亡或财产重接损失，依法应由被保险人承担的经济赔偿责任</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">代驾司机除外</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">二、保险赔偿范围</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">全年累计限额&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">500</span><span style="box-sizing:border-box;">万，每次理赔上限额度</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">车损</span><span style="box-sizing:border-box;font-family:Calibri;">20</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">+</span><span style="box-sizing:border-box;">伤残</span><span style="box-sizing:border-box;font-family:Calibri;">10</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，</span><span style="box-sizing:border-box;font-family:Calibri;">4</span><span style="box-sizing:border-box;">万医疗</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">非医保用药不理陪</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">基础绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">1000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">10%;</span><span style="box-sizing:border-box;">以高者为准。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">每年被保险人每名代驾司机累积索赔上限</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">次，达到次数该司机不再予以承保。每次发生事故后，停单</span><span style="box-sizing:border-box;font-family:Calibri;">15</span><span style="box-sizing:border-box;">天。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4&nbsp;</span><span style="box-sizing:border-box;">代驾车辆市场价值超过</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万以上，每次事故财产损失的赔偿，绝对党赔额</span><span style="box-sizing:border-box;font-family:Calibri;">5000</span><span style="box-sizing:border-box;">元或实际损失的</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">，以高者为准</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span><span style="box-sizing:border-box;">、事故的医疗和伤残指针对委托人或事故的第三者，不含长途顺路棕客的乘客。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">三、存在下列情形的，不予承保</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">事故发生后需半小时内向&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">95511</span><span style="box-sizing:border-box;">报案，且报案时需要保持订单在接单状态，如事故发生后超过半小时报案或者报案时订单已结束以及发生事故补订单，本保单不承担保险责任</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停单期间代驾员不得在系统中产生新的订单，如有新订单产生不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾服务具体保险期间</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">以单次订单开始服务时间为起保时间，订单结束服务时间为终保时间。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">不承担代驾车辆上的任何财产损失。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾员提供代驾服务前饮酒，吸食或注射毒品、服用国家管制的精神药品或麻醉药品等违法行为，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">6</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾软件系统资料中代驾员无有效驾驶证，或者驾驶证被依法扣留、暂扣、吊销、注销，过期</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">等</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">不予承保。间提供代驾服务不予承保。无法提供完整理赔资料，不予理赔。</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">7</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">意外事故发生后，代驾员在来依法采取措施的情况下驾驶代驾车辆或者通弃代驾车辆选离事故现场，或故意破坏、伪造现场，般灭证据等违法行为不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">8</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆车上人员或第三者因疾病、分娩、自残、斗殴、自杀造成的自身伤亡，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">9</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生火灾、爆炸、自燃，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">10</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆自然磨损、朽蚀、腐蚀、软障本身质量缺陷，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">11</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆因市场价格变动造成的贬值，修理后因价值降低而引起的减惶损失，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">12</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生保险责任范围内的意外事故，未经修理并检验合格继续使用，欧使损失扩大的部分，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">13</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车轮</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">包括轮胎、轮毂</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">损坏、加装设备及配件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">含车衣车膜</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">、玻璃损坏不予理赔，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">14</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车辆涉水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">发动机进水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">15</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">精神损害，医疗费用中的误工费、营养费、住院补贴不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">16</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停车费、拖车费、误工费、保管费、扣车费、罚款罚金或惩罚性赔款，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">17</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">定损修理单位需要在指定的单位，未经同意，私自指定汽修厂维修，不予以理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">18</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾系统里面的开单信息与结束信息一致。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">19</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">事故超过一个自然月不维修或提交资料的，不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">0</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆未投保机动车交通事故责任强制保险或机动车交通事故责任强制保险已经失效的</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">代</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">驾车辆应取得行驶证，且在年检有效期内，代驾司机驾驶非法改装车辆出险的意外事故不予赔偿</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">四、出除注意事项</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">注意出险后，拨打</span><span style="box-sizing:border-box;font-family:Calibri;">95511&nbsp;</span><span style="box-sizing:border-box;">报案，告知保单号码，客服会安排当地查勘人员对接。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">双方事故以及单方事故损失金额超过</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">万的案件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">为了规避销保风险</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，需要提供交警部门事故证明，否则不予以理陪。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">若发生严重事故，建议拨打代驾车辆的保险公司电话，出车主交强险与商业保险。车主此保险次年保险递增费用由代驾保险承担，如客户无商业保险，代驾车辆的交强险赔付金额不足时使用代驾保险。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4.</span><span style="box-sizing:border-box;">代驾险区别与车险。大部分保险专员没有按触过代驾险，在操作中经常当成车险处理，当地保险专员只是协助定损。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">五</span><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">补充</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">1.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">被保险人如发生骗取代驾保险、骗保未遂或其他违法犯罪行为，投保人有权单方面终止合同，被保险人须同时赔付投保人人民币十万元。且投保人和保险公司有权保留对于被保险人涉嫌诈骗罪进行报案处理的权利。</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">2.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">为控制出险率被保险人当月陪付率高于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">，次月保费上调</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">。什么时候陪付低于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">恢复原价。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">3.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">针对被保险人及所属代驾司机的投诉行为</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">不是保险公司原因</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，投诉到监管部门，绝对免赔调整到绝对免陪额</span><span style="box-sizing:border-box;font-family:Calibri;">2000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">20%;</span><span style="box-sizing:border-box;">以高者为准。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:Calibri;font-size:10.5pt;">&nbsp;</span></p>',
  'driver_tel' => '121232123423',
  'user_about' => '<p style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;text-wrap:wrap;background-color:#FFFFFF;text-align:center;line-height:1.6;"><span style="font-size:14px;">&nbsp;</span><span style="font-size:24px;">关于我们</span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">一、保险保障范围</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">被保险人的代驾司机在为被保险人的客户提供机动车代驾服务过程中发生意外事故，致使第三者遭受人身伤亡或财产重接损失，依法应由被保险人承担的经济赔偿责任</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">代驾司机除外</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">二、保险赔偿范围</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">全年累计限额&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">500</span><span style="box-sizing:border-box;font-family:宋体;">万，每次理赔上限额度</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">车损</span><span style="box-sizing:border-box;font-family:Calibri;">20</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">+</span><span style="box-sizing:border-box;font-family:宋体;">伤残</span><span style="box-sizing:border-box;font-family:Calibri;">10</span><span style="box-sizing:border-box;font-family:宋体;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，</span><span style="box-sizing:border-box;font-family:Calibri;">4</span><span style="box-sizing:border-box;font-family:宋体;">万医疗</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">非医保用药不理陪</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;font-family:宋体;">基础绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;font-family:宋体;">绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">1000</span><span style="box-sizing:border-box;font-family:宋体;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">10%;</span><span style="box-sizing:border-box;font-family:宋体;">以高者为准。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;font-family:宋体;">每年被保险人每名代驾司机累积索赔上限</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;font-family:宋体;">次，达到次数该司机不再予以承保。每次发生事故后，停单</span><span style="box-sizing:border-box;font-family:Calibri;">15</span><span style="box-sizing:border-box;font-family:宋体;">天。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4&nbsp;</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆市场价值超过</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;font-family:宋体;">万以上，每次事故财产损失的赔偿，绝对党赔额</span><span style="box-sizing:border-box;font-family:Calibri;">5000</span><span style="box-sizing:border-box;font-family:宋体;">元或实际损失的</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;font-family:宋体;">，以高者为准</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span><span style="box-sizing:border-box;font-family:宋体;">、事故的医疗和伤残指针对委托人或事故的第三者，不含长途顺路棕客的乘客。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">三、存在下列情形的，不予承保</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">事故发生后需半小时内向&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">95511</span><span style="box-sizing:border-box;font-family:宋体;">报案，且报案时需要保持订单在接单状态，如事故发生后超过半小时报案或者报案时订单已结束以及发生事故补订单，本保单不承担保险责任</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">停单期间代驾员不得在系统中产生新的订单，如有新订单产生不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾服务具体保险期间</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;font-family:宋体;">以单次订单开始服务时间为起保时间，订单结束服务时间为终保时间。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">不承担代驾车辆上的任何财产损失。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾员提供代驾服务前饮酒，吸食或注射毒品、服用国家管制的精神药品或麻醉药品等违法行为，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">6</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾软件系统资料中代驾员无有效驾驶证，或者驾驶证被依法扣留、暂扣、吊销、注销，过期</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">等</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">不予承保。间提供代驾服务不予承保。无法提供完整理赔资料，不予理赔。</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">7</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">意外事故发生后，代驾员在来依法采取措施的情况下驾驶代驾车辆或者通弃代驾车辆选离事故现场，或故意破坏、伪造现场，般灭证据等违法行为不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">8</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆车上人员或第三者因疾病、分娩、自残、斗殴、自杀造成的自身伤亡，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">9</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆发生火灾、爆炸、自燃，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">10</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆自然磨损、朽蚀、腐蚀、软障本身质量缺陷，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">11</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆因市场价格变动造成的贬值，修理后因价值降低而引起的减惶损失，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">12</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆发生保险责任范围内的意外事故，未经修理并检验合格继续使用，欧使损失扩大的部分，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">13</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">车轮</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">包括轮胎、轮毂</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">损坏、加装设备及配件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">含车衣车膜</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">、玻璃损坏不予理赔，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">14</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">车辆涉水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">发动机进水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">15</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">精神损害，医疗费用中的误工费、营养费、住院补贴不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">16</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">停车费、拖车费、误工费、保管费、扣车费、罚款罚金或惩罚性赔款，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">17</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">定损修理单位需要在指定的单位，未经同意，私自指定汽修厂维修，不予以理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">18</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾系统里面的开单信息与结束信息一致。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">19</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">事故超过一个自然月不维修或提交资料的，不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">0</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">代驾车辆未投保机动车交通事故责任强制保险或机动车交通事故责任强制保险已经失效的</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">代</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">驾车辆应取得行驶证，且在年检有效期内，代驾司机驾驶非法改装车辆出险的意外事故不予赔偿</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">四、出除注意事项</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;font-family:宋体;">注意出险后，拨打</span><span style="box-sizing:border-box;font-family:Calibri;">95511&nbsp;</span><span style="box-sizing:border-box;font-family:宋体;">报案，告知保单号码，客服会安排当地查勘人员对接。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;font-family:宋体;">双方事故以及单方事故损失金额超过</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;font-family:宋体;">万的案件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">为了规避销保风险</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，需要提供交警部门事故证明，否则不予以理陪。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;font-family:宋体;">若发生严重事故，建议拨打代驾车辆的保险公司电话，出车主交强险与商业保险。车主此保险次年保险递增费用由代驾保险承担，如客户无商业保险，代驾车辆的交强险赔付金额不足时使用代驾保险。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4.</span><span style="box-sizing:border-box;font-family:宋体;">代驾险区别与车险。大部分保险专员没有按触过代驾险，在操作中经常当成车险处理，当地保险专员只是协助定损。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">五</span><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;font-family:宋体;">补充</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">1.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">被保险人如发生骗取代驾保险、骗保未遂或其他违法犯罪行为，投保人有权单方面终止合同，被保险人须同时赔付投保人人民币十万元。且投保人和保险公司有权保留对于被保险人涉嫌诈骗罪进行报案处理的权利。</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">2.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">为控制出险率被保险人当月陪付率高于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;font-family:宋体;">，次月保费上调</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;font-family:宋体;">。什么时候陪付低于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;font-family:宋体;">恢复原价。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">3.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:宋体;">针对被保险人及所属代驾司机的投诉行为</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;font-family:宋体;">不是保险公司原因</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;font-family:宋体;">，投诉到监管部门，绝对免赔调整到绝对免陪额</span><span style="box-sizing:border-box;font-family:Calibri;">2000</span><span style="box-sizing:border-box;font-family:宋体;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">20%;</span><span style="box-sizing:border-box;font-family:宋体;">以高者为准。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="box-sizing:border-box;margin-top:0px;margin-bottom:9px;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;text-wrap:wrap;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:Calibri;font-size:10.5pt;">&nbsp;</span></p>',
  'user_notice' => '<p style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;text-align:center;line-height:1.6;"><span style="font-size:24px;">服务人员合作协议</span><span style="box-sizing:border-box;font-size:24px;"></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">一、保险保障范围</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">被保险人的代驾司机在为被保险人的客户提供机动车代驾服务过程中发生意外事故，致使第三者遭受人身伤亡或财产重接损失，依法应由被保险人承担的经济赔偿责任</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">代驾司机除外</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">二、保险赔偿范围</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">全年累计限额&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">500</span><span style="box-sizing:border-box;">万，每次理赔上限额度</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">车损</span><span style="box-sizing:border-box;font-family:Calibri;">20</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">+</span><span style="box-sizing:border-box;">伤残</span><span style="box-sizing:border-box;font-family:Calibri;">10</span><span style="box-sizing:border-box;">万元</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，</span><span style="box-sizing:border-box;font-family:Calibri;">4</span><span style="box-sizing:border-box;">万医疗</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">非医保用药不理陪</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">基础绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">绝对免赔额</span><span style="box-sizing:border-box;font-family:Calibri;">1000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">10%;</span><span style="box-sizing:border-box;">以高者为准。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">每年被保险人每名代驾司机累积索赔上限</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">次，达到次数该司机不再予以承保。每次发生事故后，停单</span><span style="box-sizing:border-box;font-family:Calibri;">15</span><span style="box-sizing:border-box;">天。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4&nbsp;</span><span style="box-sizing:border-box;">代驾车辆市场价值超过</span><span style="box-sizing:border-box;font-family:Calibri;">30</span><span style="box-sizing:border-box;">万以上，每次事故财产损失的赔偿，绝对党赔额</span><span style="box-sizing:border-box;font-family:Calibri;">5000</span><span style="box-sizing:border-box;">元或实际损失的</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">，以高者为准</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span><span style="box-sizing:border-box;">、事故的医疗和伤残指针对委托人或事故的第三者，不含长途顺路棕客的乘客。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">三、存在下列情形的，不予承保</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">事故发生后需半小时内向&nbsp;</span><span style="box-sizing:border-box;font-family:Calibri;">95511</span><span style="box-sizing:border-box;">报案，且报案时需要保持订单在接单状态，如事故发生后超过半小时报案或者报案时订单已结束以及发生事故补订单，本保单不承担保险责任</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停单期间代驾员不得在系统中产生新的订单，如有新订单产生不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾服务具体保险期间</span><span style="box-sizing:border-box;font-family:Calibri;">:</span><span style="box-sizing:border-box;">以单次订单开始服务时间为起保时间，订单结束服务时间为终保时间。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">不承担代驾车辆上的任何财产损失。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">5</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾员提供代驾服务前饮酒，吸食或注射毒品、服用国家管制的精神药品或麻醉药品等违法行为，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">6</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾软件系统资料中代驾员无有效驾驶证，或者驾驶证被依法扣留、暂扣、吊销、注销，过期</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">等</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">不予承保。间提供代驾服务不予承保。无法提供完整理赔资料，不予理赔。</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">7</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">意外事故发生后，代驾员在来依法采取措施的情况下驾驶代驾车辆或者通弃代驾车辆选离事故现场，或故意破坏、伪造现场，般灭证据等违法行为不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">8</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆车上人员或第三者因疾病、分娩、自残、斗殴、自杀造成的自身伤亡，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">9</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生火灾、爆炸、自燃，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">10</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆自然磨损、朽蚀、腐蚀、软障本身质量缺陷，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">11</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆因市场价格变动造成的贬值，修理后因价值降低而引起的减惶损失，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">12</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆发生保险责任范围内的意外事故，未经修理并检验合格继续使用，欧使损失扩大的部分，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">13</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车轮</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">包括轮胎、轮毂</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">损坏、加装设备及配件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">含车衣车膜</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">、玻璃损坏不予理赔，</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">14</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">车辆涉水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">发动机进水不予理赔</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">15</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">精神损害，医疗费用中的误工费、营养费、住院补贴不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">16</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">停车费、拖车费、误工费、保管费、扣车费、罚款罚金或惩罚性赔款，不予承保。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">17</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">定损修理单位需要在指定的单位，未经同意，私自指定汽修厂维修，不予以理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">18</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾系统里面的开单信息与结束信息一致。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">19</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">事故超过一个自然月不维修或提交资料的，不予理赔。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">0</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">代驾车辆未投保机动车交通事故责任强制保险或机动车交通事故责任强制保险已经失效的</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">代</span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">驾车辆应取得行驶证，且在年检有效期内，代驾司机驾驶非法改装车辆出险的意外事故不予赔偿</span><span style="box-sizing:border-box;font-family:Calibri;">;</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">四、出除注意事项</span><span style="box-sizing:border-box;font-family:Calibri;">:</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">1.</span><span style="box-sizing:border-box;">注意出险后，拨打</span><span style="box-sizing:border-box;font-family:Calibri;">95511&nbsp;</span><span style="box-sizing:border-box;">报案，告知保单号码，客服会安排当地查勘人员对接。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">2.</span><span style="box-sizing:border-box;">双方事故以及单方事故损失金额超过</span><span style="box-sizing:border-box;font-family:Calibri;">2</span><span style="box-sizing:border-box;">万的案件</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">为了规避销保风险</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，需要提供交警部门事故证明，否则不予以理陪。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">3.</span><span style="box-sizing:border-box;">若发生严重事故，建议拨打代驾车辆的保险公司电话，出车主交强险与商业保险。车主此保险次年保险递增费用由代驾保险承担，如客户无商业保险，代驾车辆的交强险赔付金额不足时使用代驾保险。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;font-family:Calibri;">4.</span><span style="box-sizing:border-box;">代驾险区别与车险。大部分保险专员没有按触过代驾险，在操作中经常当成车险处理，当地保险专员只是协助定损。</span></span><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">五</span><span style="box-sizing:border-box;font-family:Calibri;">.</span><span style="box-sizing:border-box;">补充</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">1.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;">被保险人如发生骗取代驾保险、骗保未遂或其他违法犯罪行为，投保人有权单方面终止合同，被保险人须同时赔付投保人人民币十万元。且投保人和保险公司有权保留对于被保险人涉嫌诈骗罪进行报案处理的权利。</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">2.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">为控制出险率被保险人当月陪付率高于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">，次月保费上调</span><span style="box-sizing:border-box;font-family:Calibri;">30%</span><span style="box-sizing:border-box;">。什么时候陪付低于</span><span style="box-sizing:border-box;font-family:Calibri;">100%</span><span style="box-sizing:border-box;">恢复原价。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;">3.</span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:宋体;font-size:12pt;"><span style="box-sizing:border-box;">针对被保险人及所属代驾司机的投诉行为</span><span style="box-sizing:border-box;font-family:Calibri;">(</span><span style="box-sizing:border-box;">不是保险公司原因</span><span style="box-sizing:border-box;font-family:Calibri;">)</span><span style="box-sizing:border-box;">，投诉到监管部门，绝对免赔调整到绝对免陪额</span><span style="box-sizing:border-box;font-family:Calibri;">2000</span><span style="box-sizing:border-box;">元或损失金额的</span><span style="box-sizing:border-box;font-family:Calibri;">20%;</span><span style="box-sizing:border-box;">以高者为准。</span></span></b><b style="box-sizing:border-box;"><span style="box-sizing:border-box;font-family:Calibri;font-size:12pt;"><o:p style="box-sizing:border-box;"></o:p></span></b></p><p class="MsoNormal" style="margin-top:0px;margin-bottom:9px;text-wrap:wrap;box-sizing:border-box;color:#333333;font-family:&quot;Source Sans Pro&quot;, &quot;Helvetica Neue&quot;, Helvetica, Arial, sans-serif;font-size:14px;background-color:#FFFFFF;"><span style="box-sizing:border-box;font-family:Calibri;font-size:10.5pt;">&nbsp;</span></p>',
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